Instant credit, 100% online

First Finance - Personal loan

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At First Finance, how does it work?

100% online loan application

Send Quickment all your documents by email and sign your credit contract digitally by email!

Instant credit

Make an express request and get an immediate and definite answer for your Quick and Simple personal loan.

A secure platform

First Finance has a banking license since 2017, the platform guarantees a strong protection of your personal data.

A credit for every project !


What is a personal loan ?


A personal loan is a so-called "unmodified" loan. Indeed, the amount borrowed by a personal loan does not correspond to the concrete purchase of an asset (car, motorcycle, real estate, etc.) or a service (work, travel, etc.). Therefore, the personal loan is not triggered by the presentation of an invoice as in the case of "earmarked" loans, but simply responds to a cash flow need of the household.

Ultimately, the borrower is free to use the credit amount as he or she sees fit, whether to finance a consumer good (car, refrigerator, food, etc.) or for any other service. This type of consumer credit can be issued either by a bank or by a lender specializing in loans.

The repayment of a personal loan is traditionally made monthly. Its duration, stipulated contractually, varies according to the amount of the loan and the financial capacity of the borrower. The monthly payments take into account the total amount of the loan and its duration, the APR (annual percentage rate of charge) and the optional insurance, if the borrower has taken it out.

Amount and duration of a personal loan


The personal loan is regulated by the Consumer Code, which defines a duration and a minimum and maximum amount. As such, it allows you to borrow between 5,000 and 50,000 euros from First Finance. As for the repayment period, it varies from 6 to 216 months. In general, the first monthly payment is made 30 days after the funds are made available. The exact date of the end of this monthly payment is stipulated in the contract. The organization which grants the loan can also grant you a delay of payment of 2 to 3 months, but it is not systematic. In First Finance, the first monthly payment is taken on the 5th of the second month following the availability of your funds.

Good to know: a fixed interest rate: With First Finance, the interest rate is fixed at 3% and does not change in any way along the way with a personal loan.

A Quick money loan via a personal loan: A money loan for the Personal is nothing more or less than a consumer credit. This type of consumer credit can have a fixed APR (annual percentage rate). Like any other consumer credit, the cash loan is necessarily subject to a contract between the bank and the borrower. The borrower must pay what are called monthly payments. The amount of these monthly payments depends on the duration of the consumer loan, the total amount borrowed and the interest rate charged. The great advantage of the money loan? The borrower can simply use the amount granted as a security net without having to provide proof of purchase or make any particular use of it. This is a big part of why money loans are so quick to obtain!

The repayment of a personal loan is traditionally made monthly. Its duration, stipulated contractually, varies according to the amount of the loan and the financial capacity of the borrower. The monthly payments take into account the total amount of the loan and its duration, the APR (annual percentage rate of charge) and the optional insurance, if the borrower has taken it out.

Information to be provided by the provider


In their offer, financial institutions are required to mention in particular

  • The identity and address of the lender;
  • The duration of the contract;
  • The type of credit;
  • The total amount due;
  • The amount of credit;
  • The conditions for making the loan available;
  • The total cost of the fees;
  • The existence of a withdrawal period;
  • Compensation to be paid in case of late payment.

All this information allows the applicant to know if the credit is adapted to his financial situation and needs.

First Finance's instant answer: what you need to know


The personal loan is regulated by the Consumer Code, which defines a duration and a minimum and maximum amount. As such, it allows you to borrow between 5,000 and 50,000 euros from First Finance. As for the repayment period, it varies from 6 to 216 months. In general, the first monthly payment is made 30 days after the funds are made available. The exact date of the end of this monthly payment is stipulated in the contract. The organization which grants the loan can also grant you a delay of payment of 2 to 3 months, but it is not systematic. In First Finance, the first monthly payment is taken on the 5th of the second month following the availability of your funds.

Good to know: a fixed interest rate: With First Finance, the interest rate is fixed at 3% and does not change in any way along the way with a personal loan.

A Quick money loan via a personal loan: A money loan for the Personal is nothing more or less than a consumer credit. This type of consumer credit can have a fixed APR (annual percentage rate). Like any other consumer credit, the cash loan is necessarily subject to a contract between the bank and the borrower. The borrower must pay what are called monthly payments. The amount of these monthly payments depends on the duration of the consumer loan, the total amount borrowed and the interest rate charged. The great advantage of the money loan? The borrower can simply use the amount granted as a security net without having to provide proof of purchase or make any particular use of it. This is a big part of the reason why money loans are so quick to obtain!

The repayment of a personal loan is traditionally made monthly. Its duration, stipulated contractually, varies according to the amount of the loan and the financial capacity of the borrower. The monthly payments take into account the total amount of the loan and its duration, the APR (annual percentage rate of charge) and the optional insurance, if the borrower has taken it out.

Credit simulation

Find the data you need to optimize your loan

Amount (Minimum €5000)

€

Duration in Months

Months

Interest rate

%
Monthly amount

0

Total interests

0

Total amount due

0

Why apply for a loan at First Finance?

To finance a new car/vehicle, to work, to repair your washing machine or to prevent a future need of money are all reasons to contact First Finance to fill in your credit application. Moreover, to ask for a loan at First Finance is to choose speed, simplicity and security.

Request a personal loan

What are the advantages of a First Finance personal loan?

On the one hand, we offer you an immediate response in principle in just a few clicks, then you can send us your complete file in a matter of minutes. On the other hand, we offer you a 100% online experience, from your application to the electronic signature of your contract, including the transmission of your documents. Each step is simplified. In addition, our loan offer is 100% repayable.

Did you have any doubts at any point? Of course, we are here to guide you step by step through this new experience and answer all your questions.

Applying for credit online to purchase movable or immovable property or services has many advantages, starting with the simplicity, convenience, and speed of the process. It only takes a few minutes of your time, and you get a response in record time, without having to leave your home. Availability is also a significant advantage: online hours are longer than those of traditional advisors who depend on physical banks. Not to mention that you can submit your loan application 24 hours a day, 7 days a week!

Have you chosen to finance your life projects with First Finance? Once your credit application has been pre-approved, you can sign your credit agreement directly online using an electronic signature. You will then need to send us your supporting documents by uploading them electronically or choose to link your bank account in a simple and secure way: you will save time and paper. After completing our express application form, we will assess your situation and give you an immediate and definitive answer. No additional steps are required between the express application and the finalization of your financing!

First Finance

In total, 8124 projects were funded...

7924

Satisfied Clients

8124

Funded Projects

150

Active Clients

100

Partners

Opinions of our customers

This is what they say about First Finance

With First Finance, we obtained our financing in 2 days! Our objective was to continue to develop our activity. The application was simple and First Finance was extremely fast.
Gilles Muller
Co-founder of Edelices
No conventional financier would have been willing to lend this money on such short notice. I will definitely recommend First Finance to my clients if they need fast and secure financing with great customer service!
David Juhel
Architects
Simple and efficient processing of my file and funds released quickly. I recommend First Finance. Thank you for your attention and availability.
Xavier Millin
Personal

Digital and personal always at your side

Contact us

Address

First Finance
331 Rte St Marc O

Phone: +1 819 253 1455

Saint-Honoré Canada

E-mail: contact@firstrapide.com