Credit insurance

Unemployment

IN CASE OF LOSS OF EMPLOYMENT (optional for amortizable contracts) :

• Your monthly payment can be refunded at 100%.
• A grace period of 90 days
• A 180-day waiting period
• Up to 15 consecutive months, conditionally renewable
• Coverage until age 55, 60 or 65 (depending on the type of loan)

Illness/injury

IN THE EVENT OF TEMPORARY TOTAL DISABILITY:

• Your monthly payment can be repaid at 100%.
• A grace period of 90 days
• Unlimited coverage as long as the work stoppage is medically justified.
• Coverage until age 60 or 65 (depending on the type of credit)

Loss of autonomy

IN CASE OF TOTAL AND IRREVERSIBLE LOSS OF AUTONOMY :

• Your debt can be reimbursed at 100% (calculated at the date of the loss).
• No grace period
• Immediate protection
• Coverage until age 60 or 65 (depending on the type of credit)

Death

IN THE EVENT OF DEATH :

• Your debt can be reimbursed at 100% (calculated at the date of the loss).
• No grace period
• Immediate protection
• Immediate protection
• Coverage up to age 75 or 80 (depending on the type of credit)

Discover in detail the guarantee conditions (unemployment, illness, death, loss of autonomy) for each First Finance loan. Loan insurance for :

Loan insurance Personal loan

You wish to take out a personal loan to carry out an important project? It is also important to protect yourself with a loan insurance for personal loan. In case of problems, your loan can be reimbursed: a real financial security for your future and that of your loved ones.

Credit repurchase borrower insurance

With the credit repurchase, you regroup your credits in only one with a reduced monthly payment. However, if something happens to you, this monthly payment can become difficult to repay. With the credit repurchase borrower insurance, your credit can be taken care of and you will avoid financial difficulties for you and your relatives.